This is a fringe benefit paid by many employers. This is insurance provided to an employee by an employer. As long as the benefits are under $50,000, the employee recognizes no taxable income as a result of this coverage. Amounts in excess of $50,000 result in tax to the employee, and may provide an opportunity for that employee to use this excess insurance as a revocable future gift.

You may use "miyAdii" in place of "sAvdhii" if you want so.

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Note added at 29 mins (2005-09-02 06:47:48 GMT)
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पाँच वर्षीय सामूहिक सावधि पॉलिसी





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Note added at 2 hrs 46 mins (2005-09-02 09:05:32 GMT)
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Please provide some more context for a flawless and exact suggestion. As for solving the viewing problems, you should have a Windows XP or 2000 and a unicode font installed in your system. In addition to it, you should set the encoding as utf-8. I hope you might not face any problem in viewing the Hindi text in that case.