Glossary entry (derived from question below)
Portuguese term or phrase:
indicador de adimplência
English translation:
non-default rate
Added to glossary by
judith ryan
Mar 27, 2012 23:37
12 yrs ago
5 viewers *
Portuguese term
indicador de adimplência
Portuguese to English
Bus/Financial
Finance (general)
I am looking for an equivalent experience in English, the opposite of a default rate. In this case we are talking about personal credit cards and personal loans.
Thanks!
Thanks!
Proposed translations
(English)
4 | non-default rate | Gilmar Fernandes |
5 +1 | payment ability indicator / index | Rolf Treuherz (X) |
5 | ability-to-pay rate | Sheryle Oliver |
4 | repayment rate | Martin Riordan |
Proposed translations
2 hrs
Selected
non-default rate
http://www.quickanded.com/2010/09/repayment-rates-vs-cdrs.ht...
The differences between the non-default rate and repayment rates still offer important lessons. For one, it underscores the fact that just trusting cohort default rates is pretty meaningless for judging actual student outcomes.
The table below shows the results of this comparison by institution type (the non-default rate is 100 minus the cohort default rate):
plus over 103,000 results in Google for this term:
http://www.google.com/#hl=en&sclient=psy-ab&q="non-default r...
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Note added at 7 days (2012-04-04 03:49:54 GMT) Post-grading
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Thank You Judith!
The differences between the non-default rate and repayment rates still offer important lessons. For one, it underscores the fact that just trusting cohort default rates is pretty meaningless for judging actual student outcomes.
The table below shows the results of this comparison by institution type (the non-default rate is 100 minus the cohort default rate):
plus over 103,000 results in Google for this term:
http://www.google.com/#hl=en&sclient=psy-ab&q="non-default r...
--------------------------------------------------
Note added at 7 days (2012-04-04 03:49:54 GMT) Post-grading
--------------------------------------------------
Thank You Judith!
4 KudoZ points awarded for this answer.
Comment: "Went with this one, thanks!"
2 hrs
repayment rate
"According to Department of Education data, the average first-year loan repayment rate among the seven largest publicly traded colleges is admittedly low: 32%. The average first-year repayment rate for the seven worst performing public colleges is much worse: 13%. Please note that those are repayment rates - the opposite of default rates."
5 hrs
ability-to-pay rate
Such methods, system, and article of manufacture generate a comparison model including an ability-to-pay rate reflecting an interest rate on the loan reflecting the borrower's ability to repay a loan having the loan conditions, a default rate reflecting an interest rate realizable if the loan is foreclosed and a new loan secured by the real estate originated, and a minimum rate reflecting an interest rate realizable if protocols from a sale of the real estate before expiration of the loan term are determined to be acceptable and a new loan secured by the real estate originated. Using a relationship determined from the ability-to-pay rate...
Occasionally called a capacity-to-pay rate...
Occasionally called a capacity-to-pay rate...
Reference:
Peer comment(s):
neutral |
Mark Robertson
: Ability to pay is not the same as actual payment/performance, which is what the source terms seems to refer to.
5 hrs
|
+1
12 hrs
payment ability indicator / index
Adimplência mostra a capacidade de pagar o que é devido.
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